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US Consumer Credit m/m: next release date and history

What it measures

Change in outstanding consumer borrowing.

Why traders watch it

Late and noisy; interesting mainly when borrowing suddenly spikes or dries up.

Usual market effect. Actual above forecast is typically good for the dollar.

Release details

Published by
Federal Reserve
Frequency
Monthly, ~5 weeks lag
Time zone
All release times shown in US Eastern (ET)
History held
22 releases, Nov 2024 – Oct 2026

Last 22 releases — actual vs forecast

22 releases · oldest → newest-7490000000 … 40850000000
ReleaseActualForecastPreviousRead
Oct 2026 2026-10-07 8.28B 14.50B 17.74B Bullish
Sep 2026 2026-09-08 18.06B 11.90B 14.56B Bearish
Sep 2026 2026-09-07 18.06B 11.90B 14.56B Bearish
Aug 2026 2026-08-07 14.17B 11.40B -1.08B Bearish
Jul 2026 2026-07-08 -0.18B 16.90B 20.82B Bullish
Jun 2026 2026-06-05 20.73B 17.80B 22.23B Bearish
May 2026 2026-05-07 24.86B 12.50B 8.85B Bearish
Mar 2026 2026-03-06 8.05B 12.40B 25.20B Bullish
Feb 2026 2026-02-06 24.05B 9.00B 4.70B Bearish
Nov 2025 2025-11-07 13.09B 10.40B 3.13B Bearish
Oct 2025 2025-10-07 0.36B 12.90B 18.05B Bullish
Sep 2025 2025-09-08 16.01B 10.40B 9.61B Bearish
Aug 2025 2025-08-07 7.37B 7.40B 5.13B Bullish
Jul 2025 2025-07-08 5.10B 10.40B 16.87B Bullish
Jun 2025 2025-06-06 17.87B 11.30B 8.60B Bearish
May 2025 2025-05-07 10.17B 9.80B -0.61B Bearish
Apr 2025 2025-04-07 -0.81B 15.20B 8.90B Bullish
Mar 2025 2025-03-07 18.08B 15.60B 37.05B Bearish
Feb 2025 2025-02-07 40.85B 17.70B -5.37B Bearish
Jan 2025 2025-01-08 -7.49B 10.30B 17.32B Bullish
Dec 2024 2024-12-06 19.24B 10.10B 3.21B Bearish
Nov 2024 2024-11-07 6.00B 12.20B 7.64B Bullish

“Read” is Tape Desk's own bullish/bearish call on how the surprise usually lands for US stock indexes. It is a rule of thumb, not advice.

Watch Consumer Credit m/m land live

Tape Desk puts the US economic calendar next to a live market-moving news tape, so you see the actual the second it prints instead of refreshing a calendar page. High-impact releases fire an alert 15 minutes ahead and again on release.

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Other US releases

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